The IRS has released the 2025 HSA maximum contribution limits. See below for changes from 2024 to 2025:
2025 CONTRIBUTION, OUT-OF-POCKET LIMITS FOR HEALTH SAVINGS ACCOUNTS (HSA) AND HIGH-DEDUCTIBLE HEALTH PLANS (HDHP)
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2024
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2025
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HSA contribution limit
(employer + employee)
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Self-only: $4,150
Family: $8,300
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Self-only: $4,300
Family: $8,550
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HDHP minimum deductibles
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Self-only: $1,600
Family: $3,200
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Self-only: $1,650
Family: $3,300
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HDHP maximum out-of-pocket amounts (deductibles, co-payments and other amounts, but not premiums)
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Self-only: $8,050
Family: $16,100
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Self-only: $8,300
Family: $16,600
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The IRS has also released the 2025 Excepted Benefit HRA maximum amount that may be made available for the Plan Year - $2,150.
Learn more about Health Savings Accounts (HSAs) by clicking here.
Learn more about Health Reimbursement Accounts (HRAs) by clicking here.
Click here for the IRS Release.
If you have any questions, contact Surency at 800-264-9462, email us at flex@surency.com, or click here to submit an online Contact Us form.
